Jóvenes emprendedores y los proyectos de inclusión financiera desde la banca privada.

Abstract

Financial inclusion includes the participation of individuals within the products and/or services offered by financial institutions, offering users the possibility of accessing resources according to their convenience and purpose, allowing their availability for productive activities, economic growth or openings of new ventures. The objective of the study is to analyze the economic benefits that are granted to young entrepreneurs in the development of financial inclusion projects from private banks, being developed under the theoretical methods: historical-logical, presenting the collection of documentary information as precedents and reference of the investigation; and deductive, starting from the general of the study, towards the particular in the realization of the practical case. After the development of the investigation, it was observed that the internal rate of return (IRR) exceeds the discount rate, which indicates that the project is viable, demonstrating that the young entrepreneur is able to meet its financial obligations in when the business starts up; When the condition set forth by the credit officer is met, the money is disbursed since it has been demonstrated that the necessary solvency is available for the execution of the project.