Corridas bancarias: causas, consecuencias, salvaje y falta de liquidez. Reacción de los gobiernos, protección a los depositantes. Un análisis empírico.

Abstract

This document aims to analyze the financial crises caused by the “Bank Runs”, which have not been current, the crisis caused by them. Specific cases will be analyzed in which it has been seen as bank runs, have resulted in the collapse of only banks but also countries, which must seek foreign financing to prevent their banking system from being more critical. The method to be used is that of the documentary type, because documents, whether magazines or books, that deal with the same subject without altering its essence will be used. Within the analysis that will be done, you can see how banking crises affect not only citizens, but also the country that suffers them, since their rulers are in need of adopting economic measures that are often drastic for The general population. In order to have a better idea, a review of certain cases that have been presented worldwide, and that has caused the failure of companies and the economic shaking of the country, due to the large size of customers who have had and will be made , how governments should intervene in order to achieve a certain stabilization of them; creating rescue funds to prevent bank users from losing their savings. Some of the examples that will be presented, are cases in which senior officials have incurred due to overconfidence, in order to guide the company, taking it to the cusp..