Financiamiento de microempresas según la perspectiva de género en el cantón Machala.

Abstract

The small business units over the years have become the object of study by different stakeholders, identifying this group of individuals as a means of leverage in the economies where they are developed, therefore, their analysis is essential in order to Identify their behavior and management. The objective of this research was to establish whether gender affects the financing of micro-enterprises, for which work hypotheses were proposed, and through statistical tests it was possible to establish the associativity between the variables that allow responding to what was proposed. The results established that gender does not influence the decision to obtain financing as a leverage strategy for the development of its microenterprises, however, if it influences the decision to select financing sources, as well as schooling, being the private banking , Savings and Credit Cooperatives, and direct relatives the regulated sources that the microentrepreneurs of the city have used. The information obtained generates the necessary input for government institutions to seek, through training and accompaniment, to be the medium that allows the development of micro-entrepreneurs in the city of Machala.