El cheque y su importancia como mecanismo de pago en el Ecuador.

Abstract

The word check that denominates the credit title whose examination is the object of this work. The importance and transcendence of the economic functions of the check, derive from its consideration of means or instrument of payment. The use of the check in the payments implies important advantages in the particular and general aspects.Fundamentally it is an instrument or means of payment that economically substitutes the payment in money. The purpose of the check is to be used as an instrument of money circulation, as a means of payment, instead of the legal currency. The object of the present investigation is to carry out an analysis on the proper turning of checks to avoid inconveniences in their collection. This investigation was based on the descriptive and documentary method. Being the descriptive method necessary to present the current situation of this document, its use and importance; while the documentary research allows to make its theoretical sustenance based on books, indexed journals, reports, among others.