Costos de amortización para préstamo bancario en la empresa Conchero S.A. periodo 2022.

Abstract

Not all companies have the benefit of financing, access to monetary credit greatly influences the amortization cost, costs are relevant in commercial transactions between financial entities, since it allows decisions to be made based on global fair value, which in turn amortize the bank loans, for the development of the investigation the following objective is established "Carry out the financial analysis of a bank directed to the company Conchero S.A.". A documentary study of scientific journals was carried out, with the objective of understanding the use of financial instruments in relation to financial assets and liabilities. To understand the use of financial instruments in relation to financial assets and liabilities, a documentary study of scientific journals was carried out. In order to determine the amortization of a loan at a certain rate, a practical exercise was carried out with which the amount of the amortization and the payment made were determined, and in this way the result and the uniform installments that provided the calculation. As a result of the investigation, it was determined that there are differences in interest rates, nominal and cash, analyzing that cash has higher values ​​compared to nominal, always applied to the amount to be acquired.