Inversión en la seguridad social y su impacto económico, caso comparativo: Ecuador-Salvador periodo 2016-2022.

Abstract

The performance of social security is reflected in the economic and social well-being of individuals. Globally, social security systems address key areas such as healthcare, pensions, unemployment insurance, and other benefits aimed at protecting individuals in times of need. It focuses on ensuring access to affordable and quality healthcare, providing regular income to retirees to ensure a decent quality of life in old age, offering financial support to those involuntarily unemployed through unemployment insurance, and assisting families in covering the costs associated with raising children through family allowances, including educational and childcare expenses. Therefore, the overall objective is to analyze the performance of social security in retirement pension systems, with a review of the number of affiliates based on statistical reports from Ecuador and El Salvador for the period 2016-2022. For the resolution of both general and specific problems and the achievement of objectives, a bibliographic/documentary review technique and a comparison between both countries were applied. It was demonstrated that in Ecuador, the percentage of retirements is higher than in El Salvador, as well as their pensions. It was evident that they maintain an efficiently managed and financially supported system. Taking into account that in various situations where an unstable economy is not maintained, employment decreases, this generates pressures on public finances, especially in contexts where there is an increase in the retired population and a proportional decrease in active workers. In this regard, Ecuador and El Salvador have adopted measures and strategies aimed at achieving an appropriate balance between the needs of retirees and long-term economic sustainability.