Aplicación del interés simple y compuesto, en actividades de la empresa M&S, de la ciudad de Machala en el 2021

Abstract

Natural and legal persons always require products or services that meet their needs, to achieve this they request credits from commercial and financial institutions with different interest rates that facilitate obtaining them; For this reason, it is important to master the economic benefits obtained by using interest rates, which can be simple or compound, when making a purchase in installments, making investments over time or requesting loans from financial institutions. The objective of this work is to apply the simple and compound interest in the commercial activities of the company M&S, of the City of Machala in the period 2021. The methodology applied was descriptive and bibliographic, for which a review of scientific articles and books, on the other hand, the results obtained from the resolution of the practical case, allowed to identify the advantages and disadvantages of the interest rates depending on the time and capitalization period granted in the negotiation. Therefore, this investigative work shows in a significant way the importance of maintaining an adequate use of simple and compound interest in a company, so that administrators make timely decisions.