Aplicación de los índices de liquidez inmediata y estructural en la institución financiera privada BANCO DEL PACIFICO periodo 2018.

Abstract

The following research work seeks to apply the immediate and structural liquidity indexes that all the entities of the national financial system are obliged to present, with the purpose of guaranteeing the financial security of the country. In the development of this research, the different dispositions are exposed based on Article 189 of the Monetary and Financial Organizational Code called liquidity, as well as the respective procedure to calculate the liquidity indices established by the Monetary and Financial Policy Board of Ecuador. In this work a research, descriptive and analysis methodology was used. For the correct elaboration of the case of study, the balance sheet of the Banco del Pacifico private financial institution of 2018 was provided, information that was acquired through the official source of the Superintendencias de Compañias. The results of the investigation indicate that the private entity Banco de Pacifico in general, has enough liquid assets capacity to face the obligations with users regarding deposits and credit applications.