La importancia del financiamiento en proyectos de inversión en las empresas del sector de la construcción.

Abstract

Currently, funding sources have become an engine of economic development for small, medium and large companies. The public and private financial system plays a fundamental role since, through credits, they grant certain sums of money according to the needs. of companies to start or expand their businesses. In this case, after an exhaustive analysis it was determined that the best option in terms of financing is the National Financial Corporation. The main objective of the research was to analyze the best sources of financing for the financing of an investment project: Case company "Construcciones & Edificaciones S.A". In the research that used the comparative method and the documentary bibliographic review to theoretically support the study, the main sources of consultation were scientific journals, official pages of the institutions of the financial sector of Ecuador, among others. It was determined that the company Construcciones & Edificaciones S.A. must go to the CFN to apply for a loan for which must meet all requirements, for the institution to analyze each of the financial supports and then approve the credit. Through the development of the cash flow it was known that the company covers its debts with a minimum of profit compared to the monthly installments since it has a NPV and a TIR with very low profitability which indicates that the project is indifferent in the determined times.