Operaciones crediticias entre las pymes y el sector financiero en el Ecuador.

Abstract

The financing for the companies is a factor important that helps them to the development, productivity and growth because of it, is favorable that the accesses to credits are few complications. This work performs great importance since it approaches the countable treatment and the principal criteria to the moment of the credit concession to the commercial sector on the part of the financial institutions, by what a study is realized investigative by means of a tour of last 5 years. It is affected by a qualitative and quantitative approach since it asks to solve a practical case where the concession of lending is fulfilled to a microcompany by means of a financial analysis of the internal rate of return, basing of the interviews executed to strategic personnel to obtain clear and precise information using the necessary resources that help to the solution of way succeeded in the practical case.