Procedimientos para la fusión de una empresa de seguros con una compañia de reaseguros.

Abstract

The insurance sector is essential in the development of a society, since it serves to cover certain risks for many economic activities. In Ecuador, the insurance sector is underdeveloped in regard to prevention of risks. The problem which is part of this research work focuses on the reasons by which produces a fusion, its procedure and requirements to carry it out. The main objective of the study is to: determine the procedure of merger between an insurance undertaking with a reinsurance company, through the analysis of law and legal provisions in force, for its proper development and in this way take care of the interests of the insured. The methodology has a qualitative approach, because that was an analysis and interpretation of non-numerical information. In addition, research mode was documental-bibliographic unavailable, proceeded to the consultation of scientific articles, texts and laws. The result of the investigation allowed to explain in detail the procedure of fusion between an insurance undertaking with a reinsurance company in accordance with the legal and regulatory provisions of the Ecuador.